LINKING FINANCIAL MARKET AND FARM & FARMERS’ FEATURES FOR ADOPTION OF NEW FARM TECHNOLOGY A CASE STUDY OF D.I.KHAN DISTRICT OF KHYBER PAKHTUN KHAWA (PAKISTAN)

Muhammad Amjad Saleem

Muhammad Amjad Saleem Government College of Commerce & Management Sciences D.I.Khan

Keywords: LINKING FINANCIAL MARKET AND FARM & FARMERS’ FEATURES

Abstract

Agriculture is not only the spine of our food, livelihood and environmental security system, but is also the very soul of our dominion. In Pakistan population mass is high and has been increasing day by day and agricultural land has been decreasing because of fragmenting or converting it into residential plots. Also in study area Dera Ismail Khan, technical know how of farmers limited. Farming was run mostly on primitive lines and yield per acre were low. To meet the domestic food requirements use of improved production technologies developed by research is must specially in adoption of improved seeds, fertilizers and pesticides. In this behalf government of Pakistan has been extending loan to poor farmers for adoption of new farm technology, a capital intensive technology. Also adoption depends upon several determinants. Therefore objective of the paper was to see which farms and farmers’ features are helping in adoption of new farm technology that may guide financial market to extend loan to whom.